Made $2.3M in crypto, penny-pinching daily: When to cash out for a better life?

Hey everyone, long-time crypto investor here with a bit of a dilemma.

I’ve been in the crypto space for years, starting as a Bitcoin maximalist during the Ethereum ICO when I was still a student. Now, I’m all in on Ethereum.

Over the past few years, I’ve made what I’d call life-changing money – about $2.3 million. That’s an insane amount compared to the average salary in my country. Currently, 99% of it is still in crypto, specifically ETH.

Here’s my issue: Despite this wealth, I’ve been living a stressful, penny-pinching life because I’m so focused on delayed gratification. I seriously struggle to spend anything over $100 without thinking, “If I invest this instead, it could double in a few years.” This mindset is especially strong given the current high inflation.

Recently, I’ve been considering buying a house that would significantly improve my quality of life. It costs around $700k. Since I don’t have a regular job, this means I’d need to sell some of my crypto. I’ve been waiting for the “next bull run” so ETH can get back to its all-time high before buying.

When the Bitcoin ETF happened and BTC surpassed its all-time high, I thought Ethereum would follow suit. But that hasn’t happened, and now I’m back to waiting for the next catalyst. Some say it’ll come by the end of the year, others think it might take several years.

So now I’m torn: should I wait longer, or is it time to bite the bullet, sell some ETH, and finally buy that house?

What would you do in my situation? Any advice would be appreciated.